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AFTER YOU FIND A ROOMMATE,THEN WHAT?
The Trial Period. When you first set up your household, there should be a period of time in which you and your roommate(s) concentrate on just being yourselves and living the way you want (within reason, of course). Do not try to anticipate your...
Beyond the Arch of Swords: Making Military Marriage Last
Melissa Wallace of Camp Pendleton, California is a tall, wispy woman, with a soft voice and gentle smile. The wife of 25-years to a Sgt. Maj. in the Marine Corps, Melissa and her husband John talk wistfully about the life that is soon to be behind...
COMPETITION IS BEST KEPT TO YOURSELF!
Are you 'playing golf' at work? Richard Behrens, Golf Grand
Master, says, "Good golf is all in the mind....the golfer's own
lower mind, and how the person perceives the situations s/he
finds...on the course are the major reasons s/he suffers...
The property thief
For the property thief, the decision to commit a crime on an apartment property is a risk versus reward exercise. The risk of committing this crime is the chance of getting caught, losing the property, and possibly their freedom. The reward is the...
Whiskers
Growing up, I recall discussions about how it was impossible for animals to go to heaven, being that they don't have a spirit. How could they have one, being that they don't talk and, thus, can't understand or communicate with God? Or, at least,...
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8 Secrets To Paying Less For Dental Care
Referrals – Ask if your dentist gives a discount for referrals. If you send in your friends and neighbors, will the office give you a break on your bill?
Installments – Ask your dentist if s/he would be willing to allow you to pay for treatments in installments or maybe multiple procedures can be performed in stages over a period of weeks or months. This option does not save actual money; however, it will enable you to pay on a schedule that is easier on your budget.
Second Opinions - Seek second opinions on expensive work. Certain dental problems have various, appropriate treatments available. For instance, missing teeth can be replaced by implants, by a bridge or by a partial denture. All of these are acceptable treatments, but the costs can vary widely. Talking with another professional will help ensure that you have been given all the treatment
options for your situation.
Petition – If you are lucky enough to have dental insurance and the treatment or procedure your dentist proposes is denied or simply not covered by your dental plan, you have the option to petition the insurance provider. You or preferably your dentist may need to write a letter and send a more detailed explanation regarding the need for these services.
Cash is King - Ask if your dentist gives a discount for cash. Bill collecting is a frustrating and time consuming endeavor for a dentist’s office. Often, dentists will gladly give clients a discount for cash in exchange for a bill paid-in-full. This method could save you up to 10% at some offices.
Discounts
About the Author
This article was written by Melissa Horn, a mother of two kids under five, a novice golfer. Contact her at melissa@healthcarewithinreach.com
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